Wage Garnishment Lawyer in McDonough

Protecting Your Hard-Earned Wages in Macon and the Surrounding Areas

If your debt has become unmanageable, the last thing you need is for a creditor or debt collector to take wages directly from your paycheck. Unfortunately, wage garnishment is a legal form of debt collection and typically the result of an agency obtaining a judgment (i.e. winning a lawsuit) against you.

Whether wage garnishment is on the horizon or it has already begun, our lawyer at Attorney Lisa M. Roberts, P.C. is determined to help you keep your hard-earned income. You have options, but you’ll need our decades of experience and extensive knowledge to navigate this legal and financial challenge.

Let’s begin with a free consultation. Call (678) 509-6170 or contact us online today.

How to Stop Wage Garnishment in Georgia

If a Georgia court has allowed a debt collector to garnish your wages, you have several options at your disposal.

One option is to object to the garnishment. To file a successful objection, one or more of the following must be true:

• Your funds or other assets are legally exempt from garnishment (e.g. Social Security benefits, veteran’s benefits, federal student aid, servicemember pay, and other federal funds, so long as you don’t owe federal taxes)
• A higher priority garnishment order is already garnishing the maximum amount of wages
• The judgment has been paid
• The garnishment is otherwise invalid (e.g. improperly issued)

Another option is to request an installment payment arrangement. This involves filing a motion (and small fee) with the court, and you can only qualify if the garnished wages are your only means of paying the judgment. The creditor or agency may object to your motion, and the court may require all parties to attend a hearing before deciding whether to grant the installment payment plan. If you succeed, you will need to send a copy of the order to the creditor or agency and, if the garnishment has already begun, your employer.

A third option is to file bankruptcy. All forms of bankruptcy trigger an automatic stay, which prevents collection actions and halts existing activity. This includes wage garnishment, foreclosure, harassing phone calls and letters, and much more. Our attorney can help determine whether bankruptcy is the best way to stop wage garnishment and help you get back onto your feet as soon as possible.

No matter which method we use to end wage garnishment, acting quickly is paramount. The sooner you get in touch with us, the sooner we can develop a plan, and the sooner you can obtain relief.

Call (678) 509-6170 or fill out our online contact form. We look forward to helping you navigate and overcome your financial crisis.

Our Effective and Efficient Process

With nearly 20 years of experience, our lawyer has in-depth knowledge of the legal processes you need to get back onto your feet. We work with a sense of urgency because we know you don’t have any time to spare, but we never sacrifice the attention to detail or personalized service your case requires. Debt collectors can be aggressive and unpredictable, which is why you need a strong, knowledgeable advocate in your corner. 

A Better Future Lies Ahead

When you bring your case to Attorney Lisa M. Roberts, P.C., you take the first steps toward financial security and freedom from debt. Many clients come to our firm feeling ashamed of their circumstances and struggling to find a way out. We take great pride in our ability to bring clients out of this experience and into a position of power and hope. Every year, bankruptcy gives hundreds of thousands of Americans a fresh start—don’t wait to find yours.